Frequently asked questions

FAQ

How do I choose between a Medicare Advantage plan and a Medigap policy?

Choosing between a Medicare Advantage plan and a Medigap policy depends on your healthcare needs, budget, and preferences. Medicare Advantage plans offer all-in-one coverage with additional benefits, while Medigap policies provide more predictable costs for covered services and can be used with any provider that accepts Medicare.

Encore Health Advisors, LLC, a licensed health insurance agency and advisory firm that assists individuals, providers, and employers in navigating retirement and healthcare strategies including health insurance options and Medicare. In California, all insurance products are offered by Encore General Insurance Agency, LLC (Lic. No. 6013918).


We do not offer every plan available in your area. Currently we represent 10 organizations which offer numerous products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program to get information on all of your options.


The Medicare plans represented are PDP, HMO, PPO or PFFS plans with a Medicare contract. Enrollment in plans depends on contract renewal. Enrollment in a plan may be limited to certain times. Outside of the Medicare annual enrollment period, beneficiaries can enroll in a plan only if they meet certain criteria. Encore Health Advisors LLC is not connected with or endorsed by any government agency or the Federal Medicare program.


By initiating contact or scheduling a call you are agreeing to be contacted by a licensed insurance agent by email, text message, or phone call to discuss your healthcare options. This is a solicitation for insurance.

Encore Health Advisors, LLC, a licensed health insurance agency and advisory firm that assists individuals, providers, and employers in navigating retirement and healthcare strategies including health insurance options and Medicare. In California, all insurance products are offered by Encore General Insurance Agency, LLC (Lic. No. 6013918).


We do not offer every plan available in your area. Currently we represent 10 organizations which offer numerous products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program to get information on all of your options.


The Medicare plans represented are PDP, HMO, PPO or PFFS plans with a Medicare contract. Enrollment in plans depends on contract renewal. Enrollment in a plan may be limited to certain times. Outside of the Medicare annual enrollment period, beneficiaries can enroll in a plan only if they meet certain criteria. Encore Health Advisors LLC is not connected with or endorsed by any government agency or the Federal Medicare program.


By initiating contact or scheduling a call you are agreeing to be contacted by a licensed insurance agent by email, text message, or phone call to discuss your healthcare options. This is a solicitation for insurance.

Encore Health Advisors, LLC, a licensed health insurance agency and advisory firm that assists individuals, providers, and employers in navigating retirement and healthcare strategies including health insurance options and Medicare. In California, all insurance products are offered by Encore General Insurance Agency, LLC (Lic. No. 6013918).


We do not offer every plan available in your area. Currently we represent 10 organizations which offer numerous products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program to get information on all of your options.


The Medicare plans represented are PDP, HMO, PPO or PFFS plans with a Medicare contract. Enrollment in plans depends on contract renewal. Enrollment in a plan may be limited to certain times. Outside of the Medicare annual enrollment period, beneficiaries can enroll in a plan only if they meet certain criteria. Encore Health Advisors LLC is not connected with or endorsed by any government agency or the Federal Medicare program.


By initiating contact or scheduling a call you are agreeing to be contacted by a licensed insurance agent by email, text message, or phone call to discuss your healthcare options. This is a solicitation for insurance.

Encore Health Advisors, LLC, a licensed health insurance agency and advisory firm that assists individuals, providers, and employers in navigating retirement and healthcare strategies including health insurance options and Medicare. In California, all insurance products are offered by Encore General Insurance Agency, LLC (Lic. No. 6013918).


We do not offer every plan available in your area. Currently we represent 10 organizations which offer numerous products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program to get information on all of your options.


The Medicare plans represented are PDP, HMO, PPO or PFFS plans with a Medicare contract. Enrollment in plans depends on contract renewal. Enrollment in a plan may be limited to certain times. Outside of the Medicare annual enrollment period, beneficiaries can enroll in a plan only if they meet certain criteria. Encore Health Advisors LLC is not connected with or endorsed by any government agency or the Federal Medicare program.


By initiating contact or scheduling a call you are agreeing to be contacted by a licensed insurance agent by email, text message, or phone call to discuss your healthcare options. This is a solicitation for insurance.